Alternative Qualifications for Wage-Earning Borrowers

Find out how your 1099 or a Written Verification of Employment can help you qualify today!

The Lowdown on Wage-Earner Mortgages...

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Our Written Verification and 1099 programs are designed for Wage-Earning Borrowers

When it comes to securing a loan as a wage-earner, we know it can become difficult when asked to verify your income using documents such as W-2s and tax returns. This is where our written verification of employment or 1099 loans come in!

This type of loan can be used for those individuals with more unique circumstances, such as a service professionals.

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Wage-Earner Rate Quote.

We'll help you clearly see differences between our wage-earner programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

The Wage Earner Loan Process

Here’s how our home loan process works:

  • Complete our simple Wage-Earner Rate Quote
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

How Do I Qualify?

2. In contrast to conventional loans, our underwriters will calculate your income based on your application and then verify it with you employer, or review your 1099's.

  • Terms from 5 to 30 Years